Terms of use

This document containing terms of use and disclaimers is a binding Agreement between the Subscriber and the website.  If a Subscriber does not agree to the terms of use and the disclaimers listed below, then he or she is prohibited from subscribing to the website.

By accessing any content of the website, you, whether you are a Subscriber, or any other type of user, acknowledge that you have read and understood the following terms, conditions, policies, disclaimers, agreements, notices and restrictions, hereinafter referred to as “Terms of Use/Disclaimer,” or “Agreement” and agree to be bound by them as well as all applicable laws and regulations:

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1.  The Information provided by the website is Not Investment Advice or Financial Advice

Investment Advice – The website is not a state or federal Registered Investment Adviser according to the Sections 202 and 203 of the Investment Advisers Act of 1940.  Any compensation paid to the website is for educational content, informative analyses. The website is not responsible for any investment decision made by you.  You are responsible for your own investment research and investment decisions.
Financial Advice – The website is not a Financial Advisor, Registered Representative, Broker/Dealer, Financial Analyst, Financial Bank, Securities Broker or Financial Planner.  Nor is the website affiliated with any of financial advisors, brokers, or planners of financial organizations that trade securities.  

2. Subscription and Cancellation

Your Subscription will be cancelled if, for any reason, you do not submit payment by the required date. You may cancel your subscription at any time. However, your subscription will remain active until the end of the period you have paid for. There will be no refund given. The website, at its sole discretion, may terminate the service at any time by notifying you by email before the next payment renewal date.

3. Indemnification

Subscribers agree to indemnify and hold the website and its content providers harmless from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses arising from any Subscribers use of the website service or from a Subscribers violation of this Agreement or any third party’s rights including but not limited to copyright, intellectual property, and privacy rights.

4. Modification

The website reserves the right to change this Terms of Use/Disclaimer Agreement at any time by revising the terms and conditions herein. You are responsible for regularly reviewing these terms and conditions.